Boat or Marine insurance is available for small boats, yachts, high performance powerboats, live-aboard houseboats, catamarans, or pontoons. Marine insurance will cover intended use including personal recreation, commercial, or charter vessels.
Boat policies can cover damage to your boat, motor, trailer, and personal effects in the boat. Available coverage includes liability, medical payments, injury to a water skier and damage to the boat itself, sometime called hull coverage. Availability varies by state and by insurance company. Even though boat insurance premiums are low, shopping your rate can sometimes save a substantial amount.
"I have been a customer of Yorktown Heights insurance for about 3 years with Bonnie. I refer to Yorktown Heights Insurance as Bonnie because to me they are more than just your average insurance company. When you sign up with YHIA you become part of their family. I have had 5 different insurance companies in the past and never have I felt the comfort and family invitation of an insurance company like theirs before."–Robert Madsen, All Season Tree Care
"Bonnie truly understands my families needs and the insurance industry. We have developed a strong relationship with YHIA and know we can trust them to guide us in the right direction. YHIA handles all my families insurance needs and provides the necessary advice and services to help us save money."–Paul Nolan, Yorktown Heights