It’s August, and GMAC has some interesting statistics on automobile insurance and related fatalities:
The Fourth of July may be the most hazardous day on U.S. roads, but Aug. 1 kicks off the deadliest month of the year for American motorists.
According to National Highway Traffic Safety Administration records going back to 1994, more Americans die in car crashes in August than at any other time of the year. Though the number of people killed in U.S. crashes in August 2009 dropped by almost 400 from 2008, 2,864 still died during the month. (The total for 2010 isn’t yet available.)
The traffic safety agency reports that per 100 million miles traveled, August has an average fatality rate of 1.09, compared with 1.08 for September, the second-deadliest month, and 0.94 for March, the safest month. July, at 1.04, is the third-deadliest.
Common driving mistakes
In 2009, the agency says, an average of 93 people died each day in U.S. motor vehicle crashes — an average of one death every 16 minutes. And according to the Insurance Institute for Highway Safety, from 2005 to 2009, seven of the 25 deadliest days overall occurred in August.
The odds of a fatal crash increase in August “because more people are out on the road driving more miles than other times of the year,” says Russ Rader, a spokesman for the institute.
The deadliest day and the safest day
For the same reason, the deadliest days are on the weekends. Since that’s when Americans tend to run extra errands, visit family members or take more day trips, and when drunken driving increases, it’s no surprise that weekends are a more dangerous time to be on the road.
Our community is important to us, so be sure to engage in responsible driving habits year round. Whether it’s August or any other month, you should also be sure to purchase the proper coverage should the unexpected occur. Be sure to fill out this questionnaire for your new drivers as well.
Stay safe and enjoy the rest of summer!
Yorktown Heights Insurance Agency