Did you know that your homeowners insurance does not cover flood damage? Insurance against flood must be separately obtained. A flood insurance policy also reimburses you for the work that you and other family members did to sandbag your homes, move furniture and remove debris.
FEMA’s maps are important when it comes to flood insurance because if they show that your home sits in a 100-year flood plain, you must buy federal flood insurance in order to get a mortgage. If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.
"I have been a customer of Yorktown Heights insurance for about 3 years with Bonnie. I refer to Yorktown Heights Insurance as Bonnie because to me they are more than just your average insurance company. When you sign up with YHIA you become part of their family. I have had 5 different insurance companies in the past and never have I felt the comfort and family invitation of an insurance company like theirs before."–Robert Madsen, All Season Tree Care
"Bonnie truly understands my families needs and the insurance industry. We have developed a strong relationship with YHIA and know we can trust them to guide us in the right direction. YHIA handles all my families insurance needs and provides the necessary advice and services to help us save money."–Paul Nolan, Yorktown Heights